Is Debt Management the solution for you?
Debt Management is one of a number of debt solutions available for people struggling to pay off their debts. MRA offer free debt advice and counselling. We offer debt management to anyone where it is agreed to be the very best solution for their circumstances.
Mike Robertson Introduces MRA
What is Debt Management?
Debt Management involves informal talks with your creditors to reduce your debt repayments to a level you can comfortably afford. Our focus is on finding a debt solution that gives you the lowest repayments and the option to settle your debts early.
We help you work out exactly how much you can comfortably afford to pay each month. We then hold informal negotiations with your creditors where we can ask them to ...
- Freeze or reduce interest, or
- Stop repayment penalties, or
- Write off part of your debt, or
- Extend the loan repayment terms
Lowest risk debt solution
- Debt management is not a loan secured against your house
- There is no contract
- You can stop using our service at any time. But we're convinced you won't want to.
Single Monthly Repayment
To make it easy for you, we combine all of your debt repayments into a single, affordable monthly debt management repayment plan. This payment is quickly and fairly distributed to your creditors.
Free, no-obligation, debt counselling session
We offer a free, one hour debt counselling session to anyone struggling with debt. We will offer frank and honest advice about whether debt management could help you.
Debt counselling via telephone
Our debt counselling is usually held over the telephone, for convenience. A professional debt counsellor will listen to your problems, without passing judgement, and talk you through your options. Please ask for an appointment using our contact form or telephone 0800 612 92 23.
Key facts about MRA and Debt Management
- MRA are Licensed Debt Counsellors (under the Consumer Credit Act 1974)
- Our advice is free, professional and could change your life. If Debt Management is not for you, we will advise an alternative solution.
- We offer our services to UK and international customers.



Testimonials
I want to thank MRA for all the advice and help you gave me when I was contemplating bankruptcy ...
Mr S., East Barnet, HertsWhat impressed me was the understanding and empathy shown by the MRA debt counsellor who dealt rapidly with all the obstacles that my Bank and Building Society bombarded me through my letter box ...
Littlehampton, West SussexMy debts are almost paid off and I feel happy again.
Mr & Mrs F, EastbourneAre you an MRA customer? Add your testimonial here